The Benazir Income Support Programme (BISP) has officially launched Phase 3 of the Kafaalat Program in July 2025. This phase aims to include new eligible families, issue pending payments, and introduce improved payment methods to avoid delays and fraud.
If you’re wondering whether your family qualifies under BISP Kafaalat Phase 3, or if your CNIC is approved for the July 2025 payment cycle, this guide is for you.
Let’s explore how to check your eligibility, verify your payment status, and understand what’s new in this major update.
🔄 What is BISP Kafaalat Phase 3?
BISP Kafaalat Phase 3 is the third rollout of financial assistance under the Benazir Income Support Programme, offering Rs. 13,500 quarterly to eligible women across Pakistan.
This phase:
-
✅ Adds over 500,000 new families to the beneficiary list
-
✅ Clears pending payments from previous phases
-
✅ Introduces re-verification and biometric payment systems
-
✅ Launches new ATM-based BISP cards for ease of withdrawal
📌 July 2025 Highlights – What’s New in Phase 3?
| Update | Details |
|---|---|
| 🧾 NSER Survey Extension | Dynamic NSER survey extended till August 2025 for re-verification |
| 💳 New BISP Cards | Over 200,000 BISP debit cards being issued |
| 💵 Payments Released | Payments for July–September cycle now available |
| 📱 SMS Alerts | 8171 messages sent to new eligible families |
| 🧑💻 Web Portal Updates | Faster CNIC check system launched on 8171.bisp.gov.pk |
👩👧 Who is Eligible for BISP Kafaalat Phase 3?
To be eligible under the July 2025 update, you must:
-
✅ Be a female head of household
-
✅ Have a valid CNIC
-
✅ Belong to a low-income family (poverty score below 32)
-
✅ Have completed the NSER survey
-
✅ Not be a government employee or pensioner
-
✅ Not own significant land/property
📌 Priority is given to families who:
-
Missed Phases 1 & 2
-
Recently updated their data in NSER
-
Were marked for “re-verification” but are now cleared
📱 How to Check BISP Kafaalat Phase 3 Eligibility by CNIC
There are two official ways to check if you’re eligible in Phase 3:
✅ Option 1: Through the BISP 8171 Web Portal
-
Visit the official portal: https://8171.bisp.gov.pk
-
Enter your 13-digit CNIC number
-
Fill in the captcha code
-
Click “Maloom Karen”
-
You will see a message confirming whether you’re eligible and when payment is available
✅ Option 2: By Sending CNIC via SMS
-
Open your SMS app
-
Type your 13-digit CNIC
-
Send it to 8171
-
Wait for a reply message with your status
💡 SMS replies now include payment dates and nearest payment centers.
💳 How to Receive Payment in July 2025
If you’re eligible, you can collect your Rs. 13,500 payment through:
| Method | Details |
|---|---|
| 🏧 ATM Withdrawal | Use your BISP Card at HBL or Bank Alfalah |
| 🏪 POS Agents | Biometric verification required |
| 🏠 Camp Sites | Set up in rural areas; bring your CNIC |
✅ Make sure your thumbprint is clear, and your CNIC is valid.
🆕 New Features in July 2025 Payment Cycle
💳 New BISP Cards
-
200,000+ smart debit cards are being distributed
-
Cards work with ATMs and POS agents
-
Designed to reduce fraud and payment delays
🔄 Re-Verification Process
Some families have been marked as:
❗ “Re-verification required”
This means you need to:
-
Visit the nearest BISP Tehsil Center
-
Bring original CNIC and family info
-
Complete your NSER Dynamic Survey again
Once cleared, you’ll be included in Phase 4 if not Phase 3.
❗ Common SMS Messages & Their Meanings
| Message from 8171 | Meaning |
|---|---|
| “Aap ahl hain” | You’re approved for payment |
| “Verification darust karein” | Re-verification is needed |
| “Ap NSER mein mojood nahi” | Not registered – visit Tehsil Center |
| “Baqaya adaigi jari” | Pending payment being released soon |
📋 Required Documents for Re-Verification
If asked to re-verify, bring:
-
✅ Original CNIC
-
✅ B-form (if enrolling children in Taleemi Wazaif)
-
✅ Mobile number (registered on your CNIC)
-
✅ Utility bill (optional but helpful)
⚠️ Scam Alerts – Stay Safe!
With Phase 3 rollout, scammers may try to target poor families.
🚫 Don’t respond to messages from numbers other than 8171
🚫 Never pay any “agent” for BISP registration
✅ All services and payments are free of charge
📞 Report scams to BISP Helpline: 0800-26477
Frequently Asked Questions (FAQs)
❓ How much is the BISP Kafaalat payment in July 2025?
➡️ Rs. 13,500 per family for the quarter (July–September).
❓ What if I didn’t receive an SMS from 8171?
➡️ You can still check eligibility via the 8171 portal or by SMSing your CNIC.
❓ Can men apply for BISP?
➡️ BISP is focused on women-led households, but if there is no female guardian, the male may be considered under special cases.
❓ What is the deadline for Phase 3 verification?
➡️ The re-verification and inclusion process for Phase 3 ends on August 30, 2025.
✅ Final Words:
The BISP Kafaalat Phase 3 July 2025 update is a major push by the Government of Pakistan to support more deserving families in an efficient, transparent way.
📢 If you’re eligible –
🔹 Check your CNIC today via 8171.bisp.gov.pk
🔹 Or SMS your CNIC to 8171
🔹 Collect your payment safely with your CNIC
💡 Share this guide with someone who may benefit. Every eligible family deserves support.